The Apex Process
We develop investment strategies that are uniquely tailored to you or your family’s financial needs. We provide more than just investment advice by performing a complete analysis of your finances – assets, liabilities, and cash flow. Most importantly, we engage in an iterative process, which yields a ”working” financial plan that is actively reviewed and adjusted as needed.
Our Initial Process
- Establish Objectives - This serves as the foundation of our relationship. We look at your financial life in total and develop objectives that balance several goals simultaneously, such as your child’s education, your retirement and your wealth transfer plan.
- Strategic Development - We will prepare customized personal financial statements using our proprietary software based on the information you provide us in our questionnaire. We then work to build an investment strategy that allows different pieces of your financial life to work together. We take into consideration your various goals and the level of risk you are prepared to take in order to reach them.
- Strategic Review – This meeting includes a thorough review of your financial statements and our recommendations concerning your investments and financial strategy. Any necessary changes are implemented and your attorney and/or accountant are consulted as needed.
- Implement Solutions - The strength of your strategy means little if it is not executed properly. We draw from a vast array of investments and services to help create customize integrated solutions for you.
Our Ongoing Process
- Review Strategy – We continually reassess your financial goals to account for any minor adjustments or significant life changes.
- Update Personal Financial Statements – We update your asset-liability, net worth, income tax projection, retirement income projection, estate tax calculations using our proprietary software on an annual basis.
- Refine Solutions – We will readjust the execution of your personalized financial strategy to ensure we are utilizing the most appropriate investment vehicles.
- Analyze Progress – We meet with you regularly to review progress, measure results and make adjustments accordingly.
